Know where every dollar goes. Send what’s left somewhere better.
Fund Flowy tracks your spending, moves your deposits automatically, and lays the whole flow of your money out in one calm feed. No spreadsheets. No guilt trips.
The Fund Flowy home screen, showing a total balance of $4,280.16, monthly spending of $1,904 against a $2,400 budget, and a feed of recent transactions.
The flow, in three moves.
Fund Flowy does the bookkeeping, the moving, and the reading. You do the living.
It learns your spending
Connect your accounts once. Fund Flowy sorts every transaction into categories you actually recognize, seconds after it lands.
It moves money for you
Set a deposit rule once, like $250 every Friday into your house fund. Fund Flowy runs it quietly and never lets you overdraft.
It reads your week back to you
Every Sunday, a two-minute note: what you spent, what you saved, and one nudge actually worth taking.
Your money at a glance, not a glance at 40 rows.
Dining creep, subscription creep, everything-creep: if a number moves, you see it the day it moves, not the day the statement arrives.
- Every transaction sorted into categories you can rename, merge, or ignore
- Budgets per category, with a calm nudge when one drifts, not a siren
- Shared budgets, so a household runs on one set of numbers
Dining is up 18% this month, mostly weeknights out.
Deposits that happen while you sleep.
Pick a goal, a date, and an amount. Fund Flowy splits your paycheck the day it lands, so saving stops being a decision you remake every single Friday.
- Goals with a target date, and a number that updates after every deposit
- Flat amounts or percentages, whichever matches how you get paid
- An overdraft guard that pauses a rule instead of charging you a fee
“Three weeks into the beta and I stopped dreading my bank app. The deposit just happens, and the Sunday note tells me if I can breathe this weekend.”
Fair questions, straight answers.
Money apps ask for a lot of trust. Here is exactly what Fund Flowy does with it.
When does Fund Flowy launch?
We are rolling out to the waitlist in waves, starting with iOS and then Android. Join the list and we will email you the moment your spot opens.
Does Fund Flowy connect to my bank?
Yes. We link to 12,000+ banks and credit unions in the US and Canada through a read-only connection. We can see your transactions. We can never move your money.
Is my data safe?
Transactions are encrypted in transit and at rest, and we never sell your data. You can delete everything, permanently, from Settings at any time.
What does it cost?
Core tracking is free forever. Flowy Plus, with unlimited goals, shared budgets, and custom deposit rules, is $4.99 a month. Cancel in two taps.
What if my income is irregular?
Rules flex with you. Deposit a percentage instead of a flat amount, or trigger deposits only in weeks above a threshold you set yourself.
Can I export my data?
Yes. One tap in Settings gives you a clean CSV of every transaction, category, and deposit you have ever made in the app.
Put your money on autopilot.
Join the waitlist and be the first to open Fund Flowy the day it launches on iOS and Android.
Enter a valid email address so we can reach you.
You’re on the list. We’ll email you the moment Fund Flowy opens.
Free at launch · No card required